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28 Loretta Drive
108 - Virgil Niagara-on-the-Lake L0S 1T0

$1,249,000
Residential Freehold beds: 4 baths: 3.0

Main Photo: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 1: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 2: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 3: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 4: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 5: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 6: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 7: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 8: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 9: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 10: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 11: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 12: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 13: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 14: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 15: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 16: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 17: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 18: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 19: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 20: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 21: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 22: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 23: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 24: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 25: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 26: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 27: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 28: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 29: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 30: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 31: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 32: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Photo 33: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12922034
Bedrooms:
4
Bathrooms:
3
Elegantly reimagined in 2025, this approximately 2,800 sq. ft. residence in Niagara-on-the-Lake's desirable Virgil community blends timeless architecture with modern sophistication, just minutes from world-class wineries, fine dining, boutique shops, and the charm of Old Town. Situated on a quiet, tree-lined street, the home offers both privacy and lifestyle convenience. A dramatic two-storey great room anchors the main level, featuring wide-plank flooring, designer lighting, and a statement fireplace framed by expansive windows that fill the space with natural light. The redesigned kitchen combines style and function with stone countertops, stainless steel appliances, and a custom walk-in pantry-ideal for both everyday living and entertaining. A rare main-floor bedroom retreat (approx. 280 sq. ft.) provides flexibility for guests, in-laws, or a refined home office. Upstairs, a bright loft overlooks the living area and leads to three spacious bedrooms, including a primary suite with a sitting area, walk-in closet, and private ensuite. The backyard is a private garden sanctuary with mature landscaping, two entertainment decks, and a handcrafted swing-perfect for relaxing or hosting. Additional features include a double-car garage with private driveway, central air (updated 2024), owned tankless water heater, no rental equipment, central vacuum, and a 1,367 sq. ft. basement with rough-in kitchen and washroom, offering excellent in-law or income potential. A refined offering capturing the essence of Niagara wine country living.
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
2-Storey
Approx. Age:
16-30
Total Approx Floor Area:
2500-3000
Lot Depth:
114'10"
Lot Frontage:
55'9¼"
Lot Shape:
Rectangular
Topography:
Flat
Direction Faces:
North
Bedrooms:
4
Bathrooms:
3.0
Water supply:
Municipal
Kitchens:
1
Bedrooms Above Grade:
4
Kitchens Above Grade:
1
Rooms Above Grade:
14
Zoning:
Single Family Residential
Heating type:
Forced Air
Heating Fuel:
Gas
Fireplaces:
1
Foundation:
Concrete
Roof:
Shingles
Basement:
Full
Fireplace Features:
Living Room, Natural Gas
Fireplace/Stove:
Yes
Garage:
Attached
Garage Spaces:
2.0
Other Structures:
Fence - Full
Parking Spaces:
2
Total Parking Spaces:
4.0
Family Room:
Yes
Pool:
None
Link:
No
HST Applicable To Sale Price:
Included In
Assessment Year:
2026
Taxes:
$5,565.09 / 2025
Assessment:
$- / 2026
Niagara
Niagara-on-the-Lake
108 - Virgil
Arts Centre, Fenced Yard, Park, Place Of Worship, Sloping, Rec./Commun.Centre
Auto Garage Door Remote, Central Vacuum, Guest Accommodations, Water Heater Owned, Water Meter, Water Purifier, Water Softener, Water Heater
Deck, Patio, Year Round Living, Privacy
Carbon Monoxide Detectors
Easement
no rental items
All existing appliances including: stainless steel refrigerator, stove, built-in dishwasher, range hood, washer and dryer; all existing light fixtures; all window coverings; garage door opener(s) with remote(s); central vacuum and accessories; owned tankless water heater; all built-in shelving and cabinetry; existing bathroom mirrors.
water softener; water purification/filtration system;
Aluminum Siding, Brick Front
No
No
None
Lake Ontario
Lake
Floor
Type
Size
Other
Ground
Kitchen
44'7" × 23'7½"
Ground
Pantry
11'9¾" × 4'9½"
Ground
Dining Room
15'11" × 12'3"
Walk-Out, Open Concept
Ground
Living Room
17' × 15'11"
Fireplace, Ceiling Fan(s), Cathedral Ceiling(s)
Ground
Office
9'2" × 8'4"
Window
Ground
Bedroom 4
24' × 11'9¾"
Carpet Free, Large Window
Ground
Laundry
11'5" × 7'3¾"
Second
Primary Bedroom
19'9" × 15'11"
5 Pc Ensuite, Walk-In Closet(s), Carpet Free
Second
Bedroom 2
13'6¼" × 11'11"
Second
Bedroom 3
11'9¾" × 9'8"
Second
Family Room
15'6" × 15'1½"
Basement
Recreation
37'3" × 32'10"
Unfinished
Floor
Ensuite
Pieces
Other
Ground
No
-
8'6" x 13'1" Window
Second
No
-
7'10" x 9'5¾" Window
UFFI:
No
Utilities Cable:
Available
Utilities Telephone:
Available
Utilities Gas:
Yes
Utilities Hydro:
Yes
Utilities Water:
Yes
Sewers:
Available
Sewage:
Municipal Available
Energy Certification:
No
Green Property Information Statement:
No
Special Designation:
Unknown
Sewers:
Sewer
Air Conditioning:
Central Air
Central Vacuum:
Yes
Seller Property Info Statement:
No
Laundry Level:
Main Level
Date Listed:
Mar 26, 2026
  • Photo 1: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Photo 1 of 33
  • Photo 2: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Main Floor Hallway
  • Photo 3: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Main Floor Hallway
  • Photo 4: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Photo 4 of 33
  • Photo 5: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Living/Family Room
  • Photo 6: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Dining
  • Photo 7: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Photo 7 of 33
  • Photo 8: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Kitchen
  • Photo 9: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Kitchen with Pantry
  • Photo 10: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Pantry
  • Photo 11: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Double Patio
  • Photo 12: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Ground Floor Bedroom or Pro Office Space - staged
  • Photo 13: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Ground Floor Main Bedroom or Pro Office Space
  • Photo 14: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Ground Floor Study or Secondary Bedroom - staged
  • Photo 15: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Backyard
  • Photo 16: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Second Floor Loft
  • Photo 17: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Second Floor Loft
  • Photo 18: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Second Floor Loft
  • Photo 19: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Living Room- View from the Loft
  • Photo 20: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Second Floor Bigger Bedroom - staged
  • Photo 21: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Second Floor Bigger Bedroom
  • Photo 22: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Second Floor Bigger Bedroom
  • Photo 23: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Second Floor Smaller Bedroom
  • Photo 24: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Master Bedroom
  • Photo 25: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Master Bedroom
  • Photo 26: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Ground Floor Bedroom or Pro Office Space
  • Photo 27: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Master Bedroom
  • Photo 28: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Ground Floor Bathroom
  • Photo 29: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Photo 29 of 33
  • Photo 30: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Dining
  • Photo 31: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Photo 31 of 33
  • Photo 32: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Master Ensuite
  • Photo 33: 28 Loretta Drive in Niagara-on-the-Lake: 108 - Virgil House for sale : MLS®# X12922034
    Main Floor Hallway

Virtual Tour

Listed by EXP REALTY
Data was last updated March 28, 2026 at 04:15 AM (UTC)
Area Statistics
Listings on market:
29
Avg list price:
$998,000
Min list price:
$699,000
Max list price:
$2,249,000
Avg days on market:
64
Min days on market:
2
Max days on market:
640
These statistics are generated based on the current listing's property type and located in 108 - Virgil. Average values are derived using median calculations. This data is not produced by the MLS® system.
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