Welcome to 92 Forest Ave - a charming 2.5-storey brick home in the heart of St. Thomas, full of character and offering excellent flexibility for multi-generational living or income potential. This well-maintained property features two separately metered units, including a bright upper in-law suite. Original details shine throughout the home, including multiple beautiful stained-glass windows that add warmth and timeless charm. The upper-level unit has its own private entrance and features an eat-in kitchen, 4-piece bath, and convenient mudroom/laundry space. The spacious bedroom loft is filled with natural light and offers plenty of room for a reading nook, home office, or creative space, along with a generous walk-in closet. The main unit is equally inviting, offering three bedrooms plus a basement office space. A welcoming sunroom is perfect for morning coffee, while the living room and formal dining room provide comfortable spaces for everyday living and entertaining. The kitchen is functional and well-appointed, and the main bathroom features in-floor heating and an accessible bathtub with grab bars and seating. In total, the main unit offers 2.5 bathrooms. The basement adds additional flexibility with laundry, storage space, a 3-piece bathroom, utility room, and dedicated office. Recent improvements include electrical updates, all new windows, new attic subfloor, updated flooring and baseboards, new carpet, modern lighting, fresh paint, added insulation, interior doors, updated powder room, and completed brick pointing. Energy-efficient mini-split systems have also been installed on the main floor and loft, providing comfortable heating and cooling year-round. Outside, you'll find a shared driveway leading to an oversized one-car garage with carport. Beyond the garage is a fully fenced backyard-perfect for enjoying summer evenings, entertaining, gardening, or giving your furry friends room to play. A wonderful opportunity to own a character-filled home.